The fourth difference: When the person who relies on G‑d has more money than he needs for his livelihood, he spends it on matters that please the Creator, may He be blessed, such as charity and the like.

וְהָרְבִיעִי, כִּי הַבּוֹטֵחַ בֵּאלֹהִים כְּשֶׁיִּוָּתֵר לוֹ דָּבָר עַל מְזוֹנוֹ יוֹצִיאֶנּוּ בְּמַה שֶּׁמֵּפִיק רְצוֹן הַבּוֹרֵא יִתְבָּרֵךְ

Furthermore, he does so generously and from the goodness of his heart, as it says (I Chronicles 29:14): For all is from You, and from Your hand we have given it to You.

בִּנְדִיבוּת נַפְשׁוֹ וְטוּב לְבָבוֹ, כְּמוֹ שֶׁנֶּאֱמַר (דברי הימים א' כט, יד) "כִּי מִמְּךָ הַכֹּל וּמִיָּדְךָ נָתַנּוּ לָךְ."

In this verse, King David is describing how he and the other officers of Israel donated large sums for the building of the Holy Temple, and that they did so because they realized that everything is from G‑d. A person who has bitachon and realizes that everything is from G‑d will generously give his money for charity and other mitzvot.

Conversely, a person who does not rely on G‑d does not view the entire world and all that is in it as enough for his livelihood and to satisfy his needs. He is concerned about his money and therefore does not use it to fulfill his obligations toward the Creator and toward other people. He does not realize that he is losing his money until he loses all of it and is left without it.

וּמִי שֶׁאֵינֶנּוּ בּוֹטֵחַ בֵּאלֹהִים אֵינֶנּוּ רוֹאֶה הָעוֹלָם וְכָל אֲשֶׁר בּוֹ דֵּי פַרְנָסָתוֹ וְסִפּוּק צָרְכּוֹ, וְהוּא חָס עַל מָמוֹנוֹ מֵהַשְׁלִים חוֹבוֹת הַבּוֹרֵא וְחוֹבוֹת בְּנֵי אָדָם מִמֶּנּוּ, וְאֵינֶנּוּ מַרְגִּישׁ בּוֹ עַד שֶׁיֹּאבַד מִמֶּנּוּ מָמוֹנוֹ וְיִשָּׁאֵר זוּלָתוֹ,

The person who has bitachon spends his extra money on mitzvot, while the person without bitachon is miserly, because he feels that he never has enough. We might think that the person who is miserly would have more money, yet we often see that he ends up losing it all.
The author now cites a verse as a source for this concept:

Obligations toward the Creator and toward other people. This is referring to commandments that are between man and G‑d and commandments that are between man and his fellow ( Pat Lechem ).

Bottom line
Be strong in your trust and you will find a job that allows you to carry out all your obligations.

As the wise man, King Solomon, said (Proverbs 11:24): There is one who gives freely and yet increases his money, and one who withholds from giving what is proper, only to end with a loss.

כְּמוֹ שֶׁאָמַר הֶחָכָם (משלי יא, כד) "יֵשׁ מְפַזֵּר וְנוֹסָף עוֹד, וְחוֹשֵׂךְ מִיֹּשֶׁר אַךְ לְמַחְסוֹר."

The person who spends money on mitzvot is given more while the one who withholds his money ends up losing.