Deuteronomy 15:9 "Beware that there not be an unworthy thought in your heart, saying: The seventh year, the year of release is at hand..... and you will give him nothing"

When the Shemitah year arrives, loans do not have to be paid back, (see above Negative Mitzvah 230). Therefore, a person may decide not to lend any money before the Shemitah year. After all, if the borrower does not pay up before Shemitah, the lender will never get his money back!

The Torah cautions us not to consider such thoughts. We should trust in HaShem, who will certainly reward us for our generosity and open hand. We should lend the money even if it seems likely that we may not get it back.