Igeret HaTeshuvah: Chapter 3 - Part 3

Tzodokah What if the atonement "Tzodokah" would cause a person to pay all of his income, isn't it forbidden that one should give away this amount money and then be reliable upon other? Is there a ceiling for yearly contributions for atonement? Also it would seem that for sure a person should not be able to derive any monetary benefit (example: tax break), so no record should be kept. So can you explain all the ways this type of Tzodokah differs besides what you have already mentioned in your Sheer?

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