Do not take from him interest... and let your brother live with you. (25:36)
Question: How is the phrase "let your brother live with you" connected with not taking interest?
Answer: When a person lends money on interest, he profits with every day that passes. Thus, the lender wants every day to be as short as possible so that more days pass and he will earn more money. On the other hand, the borrower prays that each day should become longer so that he will have to pay for fewer days.
Consequently, these two people have a different outlook on time. By giving an interest-free loan, the lender will not pray for a shorter day and the borrower will not pray for a longer day, and thus, "your brother will live together with you" — with the same outlook on time.
Your money you shall not give him upon interest (neshech). (25:37)
Question: The Hebrew word for interest is "ribit"; why is "neshech" used here?
Answer: Rich and poor alike sometimes need a loan, and a person may feel somewhat depressed when he has to ask for a loan. The word "neshech" can also mean "bite." The Torah is teaching that when you are approached for a loan, give it with a smiling countenance and a pleasant attitude. Do not make biting comments that will distress the borrower.
The same also applies when giving charity to the needy -- give it with a smile, and don't say anything that would, G-d forbid, add to the pain of the poor person.
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