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The Economics of Divorce


The continuing decline of the economy is unfortunately taking a toll on so many different areas of our lives. The news headlines are voraciously tackling every possible angle—each day revealing another area affected by the recession.

This past Sunday, msnbc.com reported on perhaps one of the most unfortunate side effects of this financial crunch. It seems that many couples are opting to remain married instead of divorcing—they simply can't afford to divorce. Nationwide, the numbers of divorce filings are dropping.

Pamela Smock, a researcher at the Population Studies Center at the University of Michigan in Ann Arbor, says that this does "not bode well for all sorts of families. It could keep unhappy couples together."

Jeff Grumley, a marriage counselor from Illinois, said he had seen a 25 percent jump in business in recent months as couples tried to save their marriages, and their money. "I think people feel desperate," Grumley said.

The way I see it, the incalculable damage caused by this phenomenon will be long-lasting. Think of all those poor couples who are undergoing marriage counseling: chances are that a good number of them will end up resolving their differences, leading them to stay married long after the economy recovers!


Let's get serious now.

The destruction of a family has no pricetagThinking rationally, it's difficult for most of us to understand people who would divorce, just because "they can afford it," rather than try to patch things up through therapy. But when egos and feelings get involved, many people – even those who are normally wise and intelligent – stop being rational. Sometimes a financial deterrent is what does the trick.

Our Sages recognized this truth about human nature when they instituted the ketubah—the marriage contract. This contract, whose centerpiece is the husband's obligation to financially compensate his wife in the event of divorce, was intended to make divorce a financial trouble on the husband, so that "it should not be light in his eyes to divorce her."


The economy will rebound. It always does. In the famous Biblical story of Joseph in Egypt, the years of plenty served to sustain and feed the years of famine. But just as the booming years provide a nest-egg that cushion the lean ones, the lessons learned during the lean years provide perspective and clarity for the financial good times.

Empathy, financial prudence and prayer. The realization that we are not completely in control over our destiny; we must always have faith in a Higher Being who is the ultimate power. All these positive traits that we cultivate during difficult times—we must make sure they carry over when these times pass.

And, of course, marriage is most sacred. Termination of a marriage should only be considered after every single possible solution has been exhausted.

Maybe you can afford it in terms of dollars. But the destruction of a family has no pricetag.

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By Naftali Silberberg   More articles...  |   RSS Listing of Newest Articles by this Author
Rabbi Naftali Silberberg resides in Brooklyn, NY, with his wife Chaya Mushka and their three children.

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Reader Comments
Latest Comments:
Posted: Dec 5, 2008
False analogy
"The economy will rebound. It always does. In the famous Biblical story of Joseph in Egypt, the years of plenty served to sustain and feed the years of famine. But just as the booming years provide a nest-egg that cushion the lean ones, the lessons learned during the lean years provide perspective and clarity for the financial good times."

I've seen this false analogy in too many places. This recession isn't a result of a drought, or locusts, or other phenomena that are completely in G-d's hands. These are the result of failed human institutions, failed human policies and greed run amok. In an industrial/post-industrial world, recessions aren't things that "just happen"; they are caused by people.
Posted By David C
via chabadtexas.org

Posted: Dec 5, 2008
Divorce is sometimes the right answer
Keep in mind that "the destruction of a family", as author Silberberg put it, may be occuring within a marriage. Sometimes, in those marriages, there is no other reasonable alternative, after all else fails, except to cut one's losses, divorce, and begin rebuilding as best as one can under the circumstances.
Posted By Anonymous

Posted: Dec 5, 2008
My parents divorced 4 years ago, and I still feel the consequences of it. while trying to deal with my own struggles I suffer everyday from their divorce.

Thank you for your text. Its shows that at that are bad things that come for good in the end.
Posted By Sarah

Posted: Dec 3, 2008
Price Tag of Divorce
My parents divorce marred my entire childhood by: the emotional impact on my life, my loss of contact with my father's side of the family altogether, and the robbing of my Jewish culture. Whatever it cost for my parents to divorce, my price tag was much greater.
Posted By Karen, Saginaw, MI

Posted: Dec 3, 2008
economics of divorce
So well written! This article should be on the front page of the N.Y. Times etc...
Posted By Anonymous

Posted: Dec 2, 2008
The dissolution of a marriage
Divorce is usually traumatic for everyone involved. So why do we do it? I do not know that answer, but I believe it should be prevented socially, but not through economic impediments. The best way to stop divorce is to ensure people go into a marriage with a full knowledge of the institution and the consequences of failure. The roles, expectations and duties they will confront ought to be part of a realistic educational experience that all couples must complete. Later, if the couple chooses to dissolve their marriage, our laws ought to ensure absolute equity so no party can use the process as a tool to hurt the other for perceived wrongs. Divorce must not make one party better off or enslaved to the other. My point here is that we must make the institution of marriage so beneficial to both parties that to consider it would be foolish. Divorce is expensive not just monetarily. The emotional cost to families and their community is incalculable. The seeds of divorce are often planted bef
Posted By John Holden, Chicago, IL

Posted: Dec 2, 2008
divorce
Staying in a loveless and abusive marriage is more common than your article alludes. These situations are not consistent with the ideology of the Bershert, You also overlook the mitzvah of divorce. Yes the Ketubah puts pressure on a husband to stay in a lifeless abusive marriage. Such husbands are ghosts when they reach the fork in the road: that fork finally demands that the abused person either put up and shut up or get out. Forget the money. It's a matter of character.
Posted By Anonymous

Posted: Dec 1, 2008
As the first comment suggests, the people who will stay because they cannot afford to leave won't be the people who are giving up on a salvageable situation. The ones the people at the PSC are worried about are the people who will stay with an abuser because the option of leaving includes choosing to live on the street.
Posted By Sarah, WB, MI/USA

Posted: Nov 27, 2008
Men don't care
My ex hasn't paid me a dime of my Ketubah. He thinks he is exempt because he doesn't feel like paying it. Didn't feel like feeding or clothing me when I was married to him either.
Posted By Anonymous, Jerusalem, Israel



 


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